Installments you write once.
Write a payment schedule once and reuse it on every deal: 10/30/60 for off-plan property, 30/40/30 for construction draws, 50/50 for big-ticket contracts. The template holds the percentages and each contract fills in the amounts, so nobody rebuilds the schedule in a spreadsheet.
Off-plan property, construction draws and big-ticket business to business run on the same three or four splits. The template holds the percentages; the contract supplies the value.
The template
The template holds percentages. Each deal fills in the amounts.
A plan lists the shares and when each one falls due. Attach it to a deal worth two hundred thousand or two million and every installment is worked out for you.
Off-plan property. Small deposit, a slice on a construction point, the balance on handover.
| Installment | Falls due | Share | On AED 1,800,000 |
|---|---|---|---|
| Stage 1 | On reservation | 10% | AED 180,000 |
| Stage 2 | At fifty percent construction | 30% | AED 540,000 |
| Stage 3 | On handover | 60% | AED 1,080,000 |
Write the plan once and attach it to a line on any deal. The percentages hold whatever the contract is worth, so nobody recalculates a schedule in a spreadsheet.
Write it once, and every contract inherits it.
Where it earns its place
Four kinds of deal paid over time.
In all four, the money arrives over months, and the schedule usually hides in a contract document that finance never sees. Here it stays on the deal.
A deposit at reservation, a payment at a construction milestone, and the balance at handover. The same split works for every unit in the tower.
A payment to mobilise, draws as the work progresses, and a retention released at completion, matching the stages of the job.
Part on signing, part when the licence issues. The balance is already scheduled, so nobody has to chase it.
Half up front, half on delivery. Worth writing down once instead of negotiating it every time.
The schedule is part of the deal itself.
Attach a plan to a line item and the schedule shows on the deal, where sales and finance both see the same thing.
- Give each line its own plan, or let a line be paid up front
- See every stage and amount on the deal itself
- Change the contract value and every installment updates with it
- Release a payment as each delivery stage completes
- Finance sees the same schedule the customer agreed to
Sold, invoiced and earned are three different dates.
Each service says when its revenue counts as earned, so a deposit is not booked as revenue just because the cash arrived.
- Spread revenue across the service period, or release it per milestone
- Recognise revenue on invoice, on delivery, or when paid
- The accounting entry follows automatically
- Invoices inherit the currency and tax already set on the item
- No end-of-month reconciling between sales sheets and the books
Access
Who can do what.
Anyone selling can attach an approved plan. Creating a new one is a commercial decision, held by fewer people.
See the payment schedule on any deal.
Attach a plan to a quote line.
Create the templates your company uses.
Decide who can use which plans.